These Terms govern your use of MyTab, a record-keeping app for shops that sell on credit. By creating a MyTab account, you agree to these Terms.
MyTab helps shop owners track customers who owe them money, record payments, and send WhatsApp reminders. MyTab is a record-keeping tool only, it does not process, hold, or move money between you and your customers. Any payment your customer makes to you happens outside MyTab (cash, bank transfer, or any method you agree between yourselves); you simply mark it as recorded in the app afterward.
You register using your phone number or email, and may set a 4-digit code to lock the app on your device. You're responsible for keeping your login details and device secure. MyTab is intended for use by the business owner and anyone they authorize to operate their account.
MyTab offers a free plan (currently limited to 20 customers) and a paid Pro plan that removes that limit and unlocks additional features such as greetings and reports. Current Pro pricing is always shown on our pricing section. Pro subscriptions are billed monthly or annually through Paystack and renew automatically until cancelled. You can cancel anytime from Settings → Manage Subscription; cancelling stops future renewals but does not refund the current billing period already paid for.
You enter information about your own customers (such as their name, phone number, and amounts owed) into MyTab. You are responsible for having the right to record and store this information about your customers, and for using it appropriately, for example, only sending reminders to customers who expect them. See our Privacy Policy for how this data is stored and used.
You agree not to use MyTab to:
MyTab is designed to keep working when your connection is weak or offline, syncing your changes once you're back online. We aim for high availability but don't guarantee the service will be uninterrupted or error-free at all times.
We may update MyTab's features, pricing, or these Terms from time to time. We'll make reasonable efforts to communicate material changes, such as a change in Pro pricing, in advance.
You can stop using MyTab at any time. We may suspend or end an account that breaches these Terms, misuses the service, or where required by law.
MyTab is provided as a tool to help you keep records, you remain responsible for your own business decisions, debt collection, and relationships with your customers. To the extent permitted by law, MyTab is not liable for indirect or consequential losses arising from use of the app.
These Terms are governed by the laws of the Federal Republic of Nigeria.
Questions about these Terms can be sent to the contact details provided on our website.